Auto Insurance / Motor Vehicle Accident Claims

Funded assessment and treatment

Are Psychology Services Covered after an Auto Accident?

  • If you have a pre-existing mental health condition that has been worsened by a motor vehicle accident (MVA), you may qualify for coverage of Psychology services under your auto insurance plan.
  • In addition, if you are struggling with a new mental health condition (emotional changes, behavioural changes, changes in attention, memory, etc.) or a brain injury (including concussion) as a result of an accident, the cost of Psychology services are covered under your auto insurance.

Our Psychologists assess, diagnose, and treat a range of conditions, including chronic pain, depression, anxiety, posttraumatic stress, and traumatic brain injury, including concussion. We are used to working with other treatment providers, doctors, case managers, insurance adjusters, and lawyers to make sure you get the treatment you need.

If you have an accident claim open, contact us, and we can assist you with applying for funding for treatment. We will meet with you to submit an “OCF-18 form”, asking for funding for services.

Assessment & Treatment of Collision-Related Mental Health Conditions

Counselling & psychotherapy

Our psychologists treat a variety of conditions, such as:

We also provide a variety of examinations to assess for accident-related injuries, including:

How are Psychology Fees Processed?

mvaOnce your auto insurer approves a treatment plan (OCF-18 form) for psychology services, here are the steps involved regarding processing fees:

Your auto insurer requires you to use up all available extended health benefits for psychology before we can bill your auto insurance company directly. 

If your extended health insurance company won’t allow us to direct-bill, we will ask you to pay for services at the end of each psychology session. We will issue you a receipt that you can submit to your extended health insurer for reimbursement.

Once you have used up your psychology coverage from your extended health insurer, they will issue you a letter stating there is no more coverage available. Please send us this form, which we will submit to the auto insurer on your behalf.

 

Thereafter, we can bill your auto insurer directly!

Meet Our Psychologists and Therapists

Dr. Cheval Chez-Roy Birchwood

Psychologist (Adults) - St. Catharines

Primary Areas: Anger management; Behavioural disorders; Anxiety; Depression; & Addictions. Locations: St. Catharines [...]

Dr. Lesley Miller

Practice Director, Psychologist & Neuropsychologist (Adults) - All Locations

Primary Areas: Traumatic brain injury; Anxiety disorders; Chronic pain; Gender identity; Depression. Locations: Burlingto [...]

Dr. Carol-Anne Hendry

Psychologist (Children, Teens, Adults) - Burlington

Primary Practice Areas: Trauma; Eating disorders; Relationship difficulties; Self-esteem; & Anxiety. Populations: Chi [...]

Dr. Narmeen Ammari

Psychologist & Neuropsychologist (Adults, Seniors) - Burlington

Primary Areas: Brain injury; Stroke; Dementia/Alzheimers; Depression; & Chronic pain. Populations: Adults Seniors [...]

Dr. Eva Muharib

Clinical Psychologist & Neuropsychologist (Adults) - Burlington

Primary Areas: Brain injury; ADD/ADHD; PTSD; Chronic pain; Anxiety. Populations: Adults (up to 70 years) Licensing: [...]

Dr. Jean Dennis

Psychologist (Children, Teens, Adults) - St. Catharines

Primary Areas: Brain injury & concussion; Gender identity; Autism; Learning disabilities; & Depression. Populations: [...]

Dr. Lorah Pilchak Harley

Psychologist (Children, Teens, Adults) - Burlington

Primary Areas: Learning disabilities; Giftedness; Anxiety in children; Autism; & Developmental delay. Populations: Childr [...]

Dr. Elmar Gardizi

Psychologist & Neuropsychologist (Adults, Seniors) - All Locations

Primary Areas: Brain injury; Dementia; & Stroke. Schizophrenia & psychosis; Depression. Populations: Adults Senior [...]

Dr. Nicole Law

Neuropsychologist (Children, Teens) - All Locations

Primary Areas: Learning disabilities; Giftedness; Brain injury; Epilepsy; & Developmental delay. Locations: Burlington [...]

Dr. Christina Gojmerac

Neuropsychologist (Adults, Seniors) - All locations

Primary Areas: Stroke; Memory & aging; Dementia; Brain injury; & Schizophrenia. Populations: Adults Seniors [...]

Dr. Areeba Adnan

Psychologist, Supervised Practice (Adults) - Burlington

Areas: Brain injury; Stroke; Dementia; Depression; Anxiety; ADHD. Populations: Adults Seniors Location: Burling [...]

Dr. Lana Rappaport

Psychologist (Supervised Practice) (Adults) - Burlington

Primary Areas: Borderline personality disorder; Depression; Anxiety; OCD; Trauma Populations: Adults Licensing Body: [...]

Ms. Sarah Husain, M.Ed.

Psychologist (Kids, Teens) - Burlington

Primary Areas: ADHD Learning disabilities Intellectual disabilities Behavioural issues Social skills deficits Populations: Ki [...]

Ms. Cara Morison, M.A.

Psychological Associate (Adults, Couples) - Burlington

Areas: Couples & Relationships; Depression; Anxiety; Pain; Trauma. Licensing Body: College of Psychologists of Ontario  [...]

Mr. Adam Ghemraoui, M.A.

Psychologist (Kids, Teens, Adults) - Burlington

Areas: Anxiety; Depression; Trauma; Behavioural difficulties; & ADHD; Learning disabilities; Autism. Populations: C [...]

Mr. Santiago Hoyos, M.A.

Supervised Therapist (Kids, Teens, Adults) - Burlington

Primary Areas: Relationship difficulties; Depression; Anxiety disorders; Chronic pain; & Trauma. Languages: Spanish / [...]

Ms. Natalie Phelan, B.A., B.H.Sc.(O.T.)

Registered Occupational Therapist, Registered Psychotherapist (Adults, Seniors) - St. Catharines

Primary Areas: Adjustment to life changes/challenges; Anxiety; Depression; Trauma; Pain; Brain injury; Relationship issues. [...]

Ms. Rosina Mete, M.Sc.

Registered Psychotherapist (Teens, Adults, Seniors) St. Catharines

Primary Areas: Anxiety; Pain; Depression; Eating disorders; Relationship issues; Self-Esteem; Trauma. Location: St. Cat [...]

Ms. Samantha Daniel, M.A.

Therapist (Kids, Teens, Adults) - Burlington

Primary Areas: Trauma; Anxiety; Depression; Relationship difficulties; Self-Esteem; Learning disabilities. Location: Burli [...]

Ms. Sarah Lade

Therapist (Adults) - Burlington

Primary Areas: Traumatic brain injury; Addictions; Depression; Anxiety disorders; Autism; Learning disabilities. Population [...]

Mr. Jeffrey Sica, M.Sc.

Registered Psychotherapist (Teens, Adults) - St. Catharines

Primary Areas: Complex mental health; Addictions; Gender identity; Depression; Anxiety. Populations: Teens Adults Licen [...]

Ms. Sheryl Johns, M.Ed.

Registered Psychotherapist (Teens, Adults, Seniors) - St. Catharines

Primary Areas: Life transitions; Depression; Grief; Anxiety & Stress Management; Trauma; Relationship issues. Populations: [...]

Sarah Blakely-McClure

Therapist (Kids, Teens) St. Catharines

Areas: Anxiety Self-Esteem ADHD Oppositional Defiant Disorder/Conduct Problems Populations: Early Childhood (3-5) Children (6 [...]

Ms. Lily Repa

Therapist (Adults) St. Catharines

Primary Areas: Anxiety; OCD; Depression; Relationship difficulties; Insomnia Populations: Adults Location: St. [...]

Mr. Jordan Van Hoffen, M.Ed.

Registered Psychotherapist (Qualifying) (Adults) - St. Catharines

Primary Areas: Depression; Anxiety; Stress; Pain; Trauma. Populations: Adults Licensing Body: College of Registered P [...]

Ms. Whitney Ringstead, B.A.(Hon.)

Registered Psychotherapist (Kids, Teens) - St. Catharines

Primary Areas: Depression Anxiety Self-harm ADHD Behavioural issues Autism Parenting strategies/support  Separation/divorce [...]

Ms. Sarah Fisher, M.Ed.

Master's Practicum Student (Children, Teens) All Locations

Primary Areas: Learning disabilities; ADHD; Behavioural issues; Trauma; Anxiety Location: St. Catharines Burlington Lic [...]