Auto Insurance / HCAI / Motor Vehicle Accident Claims

Funded assessment

Are Psychology Services Covered after an Auto Accident?

  • If you have a pre-existing mental health condition that has been worsened by a motor vehicle accident (MVA), you may qualify for coverage of Psychology services under your auto insurance plan.
  • In addition, if you are struggling with a new mental health condition (emotional changes, behavioural changes, changes in attention, memory, etc.) or a brain injury (including concussion) as a result of an accident, the cost of Psychology services are covered under your auto insurance.

Our Psychologists assess, diagnose, and treat a range of conditions, including chronic pain, depression, anxiety, posttraumatic stress, and traumatic brain injury, including concussion. We are used to working with other treatment providers, doctors, case managers, insurance adjusters, and lawyers to make sure you get the treatment you need.

If you have an accident claim open, contact us, and we can assist you with applying for funding for treatment. We will meet with you to submit an “OCF-18 form”, asking for funding for services.

Assessment of Collision-Related Mental Health Conditions

Counselling & psychotherapy

Our psychologists assess a variety of conditions, such as:

We also provide a variety of examinations to assess for accident-related injuries, including:

How are Psychology Fees Processed?

mvaOnce your auto insurer approves a treatment plan (OCF-18 form) for psychology services, here are the steps involved regarding processing fees:

Your auto insurer requires you to use up all available extended health benefits for psychology before we can bill your auto insurance company directly. 

If your extended health insurance company won’t allow us to direct-bill, we will ask you to pay for services at the end of each psychology session. We will issue you a receipt that you can submit to your extended health insurer for reimbursement.

Once you have used up your psychology coverage from your extended health insurer, they will issue you a letter stating there is no more coverage available. Please send us this form, which we will submit to the auto insurer on your behalf.

 

Thereafter, we can bill your auto insurer directly!

Meet Our Psychologists and Therapists

Andrea Brown, M.Sc.

Registered Psychotherapist (Adults) - Burlington & Online

First responders; trauma and posttraumatic stress disorder (PTSD); abuse; addictions; insomnia; depression; anxiety.

Don Webers

Registered Psychotherapist (Adults) - Online

Complex mental health; addictions; trauma and posttraumatic stress disorder (PTSD); personality disorders; depression; anxiety.

Dr. Anita Hibbert

Psychologist (Adults) - St. Catharines & Online

Anxiety; depression; bipolar disorder; trauma and posttraumatic stress disorder (PTSD); emotional dysregulation; interpersonal skills training.

Dr. Carol-Anne Hendry

Psychologist (Children, Teens, Adults) - Burlington & Online

Autism spectrum disorder; trauma and posttraumatic stress disorder (PTSD); eating disorders; anxiety; depression; self-esteem; relationship issues; parenting.

Dr. Elmar Gardizi

Psychologist & Neuropsychologist (Adults, Seniors) - All Locations

Brain injury; stroke; dementia; schizophrenia and psychosis; chronic pain; depression.

Dr. Lana Rappaport

Psychologist (Adults) - Online

Borderline personality disorder; depression; anxiety; OCD; trauma and posttraumatic stress disorder (PTSD)

Dr. Lesley Miller

Practice Director, Neuropsychologist & Clinical Psychologist (Adults) - All Locations & Online

Brain injury; adult gender identity; adult autism spectrum disorder; adult attention-deficit/hyperactivity disorder (ADHD); trauma and posttraumatic stress disorder (PTSD); anxiety; depression; chronic pain; disability.

Dr. Narmeen Ammari

Psychologist & Neuropsychologist (Adults, Seniors) - Burlington & Online

Brain injury; stroke; dementia/Alzheimer's; chronic pain; depression; anxiety; trauma and posttraumatic stress disorder (PTSD).

Dr. Nicole Law

Clinical Neuropsychologist & School Psychologist (Children, Teens) - All Locations & Online

Attention-deficit/hyperactivity disorder (ADHD); learning disabilities; autism spectrum disorder; anxiety; school concerns; giftedness; developmental delay; health concerns (epilepsy).

Dr. Samantha Longman-Mills

Psychologist (Adults) - Online

Postpartum maternal health; disability and return to work; chronic pain and health conditions; depression; anxiety; bipolar disorder; trauma and posttraumatic stress disorder (PTSD); attention-deficit/hyperactivity disorder (ADHD).

Jeffrey Sica, M.Sc.

Registered Psychotherapist (Teens, Adults) - St. Catharines & Online

Complex mental health; gender identity; 2SLGBTQI+ issues; addictions; trauma and posttraumatic stress disorder (PTSD); anxiety.

Jennifer Edwards, M.Ed.

Registered Psychotherapist (Teens, Adults, Seniors) - St. Catharines & Online

Anxiety; depression; trauma and posttraumatic stress disorder (PTSD); addictions; interpersonal difficulties.

Jordan Van Hoffen, M.Ed.

Registered Psychotherapist (Adults) - St. Catharines & Online

Anxiety; worry; depression; trauma and posttraumatic stress disorder (PTSD); autism spectrum disorder; chronic pain.

Whitney Ringstead, MACP

Registered Psychotherapist (Kids, Teens, Young Adults) - St. Catharines & Online

Anxiety; depression; autism spectrum disorder; attention-deficit/hyperactivity disorder (ADHD); parenting concerns; behavioural issues; school concerns.